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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,540 | $167,362-94.3% | $143,799-93.4% | $134,532-92.9% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -21.80% | 0.47%-22.3pp | -0.04%-21.8pp | 418.27%-440.1pp |
| Employer contribution / active EE | $1,246 | $5,620-77.8% | $4,952-74.8% | $4,741-73.7% |
| Participant deferral / active EE | $5,583 | $6,447-13.4% | $5,638-1.0% | $6,401-12.8% |
| Admin fee / account holder | $5,184 | $18,094-71.3% | $14,677-64.7% | $11,429-54.6% |