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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,425 | $71,197-79.7% | $93,669-84.6% | $80,925-82.2% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 11.68% | 11.27%+0.4pp | 133.59%-121.9pp | 35.65%-24.0pp |
| Employer contribution / active EE | $2,026 | $1,565+29.5% | $2,424-16.4% | $2,756-26.5% |
| Participant deferral / active EE | $2,587 | $4,036-35.9% | $4,416-41.4% | $4,299-39.8% |
| Admin fee / account holder | $697 | $6,959-90.0% | $8,291-91.6% | $6,940-90.0% |