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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,137 | $157,304-30.0% | $141,197-22.0% | $152,909-28.0% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 27.43% | 64.34%-36.9pp | 71.41%-44.0pp | 345.46%-318.0pp |
| Employer contribution / active EE | $2,282 | $5,263-56.6% | $4,736-51.8% | $4,764-52.1% |
| Participant deferral / active EE | $7,090 | $7,111-0.3% | $6,710+5.7% | $5,851+21.2% |
| Admin fee / account holder | $1,555 | $12,126-87.2% | $10,265-84.9% | $11,601-86.6% |