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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,366 | $59,813-15.8% | $79,580-36.7% | $68,486-26.5% |
| Participation rate | 38.9% | 61.1%-22.2pp | 69.5%-30.6pp | 67.9%-29.0pp |
| Annual return | -19.27% | -12.30%-7.0pp | 0.15%-19.4pp | -7.85%-11.4pp |
| Employer contribution / active EE | $0 | $1,505-100.0% | $2,413-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,554 | $3,024+17.5% | $3,985-10.8% | $4,028-11.8% |
| Admin fee / account holder | $2,871 | $4,835-40.6% | $6,835-58.0% | $5,404-46.9% |