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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,933 | $29,716+232.9% | $56,077+76.4% | $80,925+22.3% |
| Participation rate | 25.0% | 41.7%-16.7pp | 52.5%-27.5pp | 67.7%-42.7pp |
| Annual return | 9.59% | 35.30%-25.7pp | 1709.28%-1699.7pp | 35.65%-26.1pp |
| Employer contribution / active EE | $1,177 | $671+75.4% | $1,040+13.2% | $2,756-57.3% |
| Participant deferral / active EE | $6,507 | $1,228+429.7% | $1,954+233.0% | $4,299+51.4% |
| Admin fee / account holder | $0 | $2,432-100.0% | $2,825-100.0% | $6,940-100.0% |