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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,163 | $133,998-88.7% | $112,263-86.5% | $134,545-88.7% |
| Participation rate | 90.9% | 78.6%+12.4pp | 75.1%+15.8pp | 81.2%+9.7pp |
| Annual return | -32.96% | 47.17%-80.1pp | 27.49%-60.5pp | 418.37%-451.3pp |
| Employer contribution / active EE | $3,289 | $4,040-18.6% | $3,636-9.5% | $4,742-30.6% |
| Participant deferral / active EE | $7,616 | $5,292+43.9% | $4,729+61.0% | $6,401+19.0% |
| Admin fee / account holder | $977 | $7,493-87.0% | $6,410-84.8% | $11,431-91.4% |