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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,716 | $111,535-49.1% | $105,223-46.1% | $137,256-58.7% |
| Participation rate | 69.2% | 78.1%-8.9pp | 75.0%-5.8pp | 80.0%-10.7pp |
| Annual return | 21.72% | 237.85%-216.1pp | 180.65%-158.9pp | 220.34%-198.6pp |
| Employer contribution / active EE | $3,335 | $3,939-15.4% | $3,689-9.6% | $4,156-19.8% |
| Participant deferral / active EE | $5,350 | $5,500-2.7% | $5,072+5.5% | $6,407-16.5% |
| Admin fee / account holder | $345 | $9,721-96.5% | $8,859-96.1% | $12,270-97.2% |