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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,716 | $129,737-56.3% | $119,126-52.4% | $154,746-63.3% |
| Participation rate | 69.2% | 78.9%-9.6pp | 75.8%-6.5pp | 80.7%-11.5pp |
| Annual return | 21.72% | 379.08%-357.4pp | 282.11%-260.4pp | 172.34%-150.6pp |
| Employer contribution / active EE | $3,335 | $4,375-23.8% | $4,034-17.3% | $4,379-23.9% |
| Participant deferral / active EE | $5,350 | $5,842-8.4% | $5,318+0.6% | $6,730-20.5% |
| Admin fee / account holder | $345 | $11,961-97.1% | $10,693-96.8% | $14,365-97.6% |