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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,716 | $171,492-66.9% | $150,734-62.4% | $198,609-71.4% |
| Participation rate | 69.2% | 81.4%-12.2pp | 78.4%-9.2pp | 82.4%-13.1pp |
| Annual return | 21.72% | 804.70%-783.0pp | 600.81%-579.1pp | 202.70%-181.0pp |
| Employer contribution / active EE | $3,335 | $5,470-39.0% | $4,918-32.2% | $5,055-34.0% |
| Participant deferral / active EE | $5,350 | $6,259-14.5% | $5,610-4.6% | $6,977-23.3% |
| Admin fee / account holder | $345 | $17,628-98.0% | $14,905-97.7% | $19,030-98.2% |