Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,583 | $121,671-81.4% | $211,142-89.3% | $64,340-64.9% |
| Participation rate | 69.8% | 76.5%-6.6pp | 87.3%-17.4pp | 55.2%+14.6pp |
| Annual return | 15.73% | 21.43%-5.7pp | 46.84%-31.1pp | 24.14%-8.4pp |
| Employer contribution / active EE | $0 | $4,066-100.0% | $6,442-100.0% | $1,862-100.0% |
| Participant deferral / active EE | $3,281 | $6,049-45.8% | $9,284-64.7% | $2,980+10.1% |
| Admin fee / account holder | $2,499 | $4,774-47.7% | $19,076-86.9% | $3,703-32.5% |