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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,268 | $133,998-33.4% | $112,263-20.5% | $134,545-33.7% |
| Participation rate | 90.9% | 78.6%+12.4pp | 75.1%+15.8pp | 81.2%+9.7pp |
| Annual return | -16.49% | 47.17%-63.7pp | 27.49%-44.0pp | 418.37%-434.9pp |
| Employer contribution / active EE | $10,963 | $4,040+171.3% | $3,636+201.5% | $4,742+131.2% |
| Participant deferral / active EE | $1,407 | $5,292-73.4% | $4,729-70.3% | $6,401-78.0% |
| Admin fee / account holder | $1,885 | $7,493-74.8% | $6,410-70.6% | $11,431-83.5% |