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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,018 | $138,114+38.3% | $125,391+52.3% | $134,545+42.0% |
| Participation rate | 54.5% | 84.5%-30.0pp | 82.4%-27.8pp | 81.2%-26.7pp |
| Annual return | -14.22% | 750.88%-765.1pp | 572.41%-586.6pp | 418.37%-432.6pp |
| Employer contribution / active EE | $6,825 | $5,246+30.1% | $4,816+41.7% | $4,742+43.9% |
| Participant deferral / active EE | $14,922 | $7,801+91.3% | $7,448+100.3% | $6,401+133.1% |
| Admin fee / account holder | $8,078 | $11,570-30.2% | $10,009-19.3% | $11,431-29.3% |