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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,321 | $154,228+98.6% | $145,433+110.6% | $137,256+123.2% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 17.97% | 74.59%-56.6pp | 66.58%-48.6pp | 220.34%-202.4pp |
| Employer contribution / active EE | $5,194 | $4,804+8.1% | $4,554+14.0% | $4,156+25.0% |
| Participant deferral / active EE | $12,095 | $8,216+47.2% | $7,897+53.1% | $6,407+88.8% |
| Admin fee / account holder | $20,920 | $14,344+45.8% | $13,129+59.3% | $12,270+70.5% |