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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,861 | $160,070+61.1% | $147,117+75.3% | $145,897+76.7% |
| Participation rate | 78.6% | 84.0%-5.5pp | 82.2%-3.6pp | 80.3%-1.7pp |
| Annual return | 12.12% | 98.69%-86.6pp | 420.54%-408.4pp | 552.29%-540.2pp |
| Employer contribution / active EE | $6,016 | $5,285+13.8% | $4,932+22.0% | $4,663+29.0% |
| Participant deferral / active EE | $12,504 | $8,419+48.5% | $8,065+55.1% | $6,689+86.9% |
| Admin fee / account holder | $2,162 | $15,035-85.6% | $12,993-83.4% | $13,390-83.9% |