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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,861 | $160,040+61.1% | $147,096+75.3% | $145,877+76.8% |
| Participation rate | 78.6% | 84.0%-5.4pp | 82.2%-3.6pp | 80.3%-1.7pp |
| Annual return | 12.12% | 98.49%-86.4pp | 419.75%-407.6pp | 551.28%-539.2pp |
| Employer contribution / active EE | $6,016 | $5,289+13.7% | $4,936+21.9% | $4,663+29.0% |
| Participant deferral / active EE | $12,504 | $8,429+48.4% | $8,071+54.9% | $6,691+86.9% |
| Admin fee / account holder | $2,162 | $15,050-85.6% | $13,005-83.4% | $13,402-83.9% |