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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,824 | $110,083-1.1% | $151,639-28.2% | $68,486+58.9% |
| Participation rate | 81.8% | 84.0%-2.1pp | 87.5%-5.7pp | 67.9%+13.9pp |
| Annual return | -18.84% | -10.12%-8.7pp | 3.34%-22.2pp | -7.85%-11.0pp |
| Employer contribution / active EE | $3,015 | $4,470-32.6% | $6,165-51.1% | $2,597+16.1% |
| Participant deferral / active EE | $11,141 | $6,526+70.7% | $8,363+33.2% | $4,028+176.6% |
| Admin fee / account holder | $4,888 | $7,718-36.7% | $11,613-57.9% | $5,404-9.5% |