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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,188 | $54,370-77.6% | $82,763-85.3% | $68,490-82.2% |
| Participation rate | 23.3% | 63.9%-40.6pp | 72.6%-49.2pp | 67.9%-44.6pp |
| Annual return | 0.00% | -13.67%+13.7pp | 702.45%-702.4pp | -7.85%+7.9pp |
| Employer contribution / active EE | $311 | $2,219-86.0% | $3,008-89.7% | $2,597-88.0% |
| Participant deferral / active EE | $2,686 | $3,247-17.3% | $4,395-38.9% | $4,028-33.3% |
| Admin fee / account holder | $661 | $4,398-85.0% | $5,325-87.6% | $5,403-87.8% |