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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,641 | $111,785+26.7% | $93,669+51.2% | $145,877-2.9% |
| Participation rate | 88.2% | 74.2%+14.0pp | 68.7%+19.5pp | 80.3%+7.9pp |
| Annual return | 105.05% | 203.79%-98.7pp | 133.59%-28.5pp | 551.28%-446.2pp |
| Employer contribution / active EE | $3,637 | $3,096+17.5% | $2,424+50.1% | $4,663-22.0% |
| Participant deferral / active EE | $6,046 | $4,919+22.9% | $4,416+36.9% | $6,691-9.6% |
| Admin fee / account holder | $1,277 | $10,256-87.6% | $8,291-84.6% | $13,402-90.5% |