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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,641 | $111,878+26.6% | $93,727+51.1% | $145,897-2.9% |
| Participation rate | 88.2% | 74.2%+14.0pp | 68.7%+19.5pp | 80.3%+7.9pp |
| Annual return | 105.05% | 204.28%-99.2pp | 133.83%-28.8pp | 552.29%-447.2pp |
| Employer contribution / active EE | $3,637 | $3,092+17.6% | $2,421+50.2% | $4,663-22.0% |
| Participant deferral / active EE | $6,046 | $4,920+22.9% | $4,417+36.9% | $6,689-9.6% |
| Admin fee / account holder | $1,277 | $10,256-87.6% | $8,292-84.6% | $13,390-90.5% |