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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,015 | $27,936+18.2% | $58,561-43.6% | $75,173-56.1% |
| Participation rate | 54.2% | 38.8%+15.4pp | 50.9%+3.4pp | 67.2%-13.0pp |
| Annual return | 21.10% | 44.21%-23.1pp | 4251.33%-4230.2pp | 160.72%-139.6pp |
| Employer contribution / active EE | $1,712 | $670+155.7% | $1,053+62.5% | $2,671-35.9% |
| Participant deferral / active EE | $5,619 | $1,202+367.5% | $1,923+192.2% | $4,126+36.2% |
| Admin fee / account holder | $201 | $1,727-88.3% | $2,520-92.0% | $5,651-96.4% |