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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $619,620 | $165,399+274.6% | $149,745+313.8% | $158,982+289.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 3.58% | 348.34%-344.8pp | 276.72%-273.1pp | 302.99%-299.4pp |
| Employer contribution / active EE | $21,977 | $5,105+330.5% | $4,646+373.1% | $4,763+361.4% |
| Participant deferral / active EE | $16,093 | $7,183+124.1% | $6,843+135.2% | $5,983+169.0% |
| Admin fee / account holder | $2,017 | $10,811-81.3% | $9,312-78.3% | $11,252-82.1% |