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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,052 | $96,691-89.6% | $86,656-88.4% | $139,487-92.8% |
| Participation rate | 57.1% | 74.4%-17.3pp | 71.7%-14.6pp | 80.3%-23.2pp |
| Annual return | 56.25% | 106.87%-50.6pp | 593.09%-536.8pp | 373.84%-317.6pp |
| Employer contribution / active EE | $1,484 | $3,267-54.6% | $3,025-51.0% | $4,755-68.8% |
| Participant deferral / active EE | $2,148 | $4,838-55.6% | $4,439-51.6% | $6,713-68.0% |
| Admin fee / account holder | $767 | $6,414-88.0% | $5,619-86.4% | $11,407-93.3% |