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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,433 | $73,988-65.6% | $96,538-73.7% | $75,177-66.2% |
| Participation rate | 31.0% | 66.4%-35.4pp | 74.3%-43.3pp | 67.2%-36.2pp |
| Annual return | 18.17% | 26.73%-8.6pp | 35.74%-17.6pp | 160.75%-142.6pp |
| Employer contribution / active EE | $1,276 | $2,930-56.5% | $3,740-65.9% | $2,671-52.2% |
| Participant deferral / active EE | $3,151 | $3,660-13.9% | $4,880-35.4% | $4,126-23.6% |
| Admin fee / account holder | $4,271 | $5,220-18.2% | $6,737-36.6% | $5,651-24.4% |