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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,896 | $148,629-83.9% | $135,982-82.4% | $139,487-82.9% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 28.17% | 79.33%-51.2pp | 68.32%-40.2pp | 373.84%-345.7pp |
| Employer contribution / active EE | $2,007 | $5,247-61.7% | $4,859-58.7% | $4,755-57.8% |
| Participant deferral / active EE | $8,079 | $8,102-0.3% | $7,760+4.1% | $6,713+20.4% |
| Admin fee / account holder | $1,016 | $12,406-91.8% | $10,767-90.6% | $11,407-91.1% |