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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,523 | $157,304-84.4% | $141,197-82.6% | $152,909-84.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 137.51% | 64.34%+73.2pp | 71.41%+66.1pp | 345.46%-208.0pp |
| Employer contribution / active EE | $2,776 | $5,263-47.3% | $4,736-41.4% | $4,764-41.7% |
| Participant deferral / active EE | $5,690 | $7,111-20.0% | $6,710-15.2% | $5,851-2.8% |
| Admin fee / account holder | $1,289 | $12,126-89.4% | $10,265-87.4% | $11,601-88.9% |