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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,460 | $117,829-52.1% | $102,423-44.9% | $145,877-61.3% |
| Participation rate | 62.5% | 78.6%-16.1pp | 76.5%-14.0pp | 80.3%-17.8pp |
| Annual return | 34.95% | 31.83%+3.1pp | 29.42%+5.5pp | 551.28%-516.3pp |
| Employer contribution / active EE | $1,331 | $3,615-63.2% | $3,023-56.0% | $4,663-71.5% |
| Participant deferral / active EE | $7,095 | $5,732+23.8% | $5,054+40.4% | $6,691+6.0% |
| Admin fee / account holder | $39,917 | $13,335+199.3% | $9,455+322.2% | $13,402+197.8% |