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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,187 | $124,425-36.4% | $112,040-29.3% | $137,256-42.3% |
| Participation rate | 57.1% | 79.3%-22.2pp | 76.5%-19.3pp | 80.0%-22.8pp |
| Annual return | 41.64% | 24.72%+16.9pp | 24.52%+17.1pp | 220.34%-178.7pp |
| Employer contribution / active EE | $1,249 | $3,411-63.4% | $2,954-57.7% | $4,156-69.9% |
| Participant deferral / active EE | $9,170 | $5,718+60.4% | $5,098+79.9% | $6,407+43.1% |
| Admin fee / account holder | $567 | $15,207-96.3% | $12,098-95.3% | $12,270-95.4% |