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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,791 | $175,231-61.3% | $149,696-54.7% | $139,466-51.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 11.86% | 166.77%-154.9pp | 134.46%-122.6pp | 373.66%-361.8pp |
| Employer contribution / active EE | $4,665 | $5,478-14.8% | $4,821-3.2% | $4,754-1.9% |
| Participant deferral / active EE | $4,932 | $6,521-24.4% | $5,682-13.2% | $6,712-26.5% |
| Admin fee / account holder | $349 | $16,155-97.8% | $13,212-97.4% | $11,409-96.9% |