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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,528 | $227,399-54.0% | $189,758-44.9% | $198,609-47.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 13.26% | 61.03%-47.8pp | 52.62%-39.4pp | 202.70%-189.4pp |
| Employer contribution / active EE | $4,907 | $5,526-11.2% | $4,767+3.0% | $5,055-2.9% |
| Participant deferral / active EE | $5,685 | $6,837-16.8% | $5,856-2.9% | $6,977-18.5% |
| Admin fee / account holder | $1,150 | $25,162-95.4% | $20,388-94.4% | $19,030-94.0% |