Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: PRINCIPAL SECURITIES INC Service code 15 711 HIGH STREET · DES MOINES, IA 50392 | Recordkeeping | $21,437 |
PAYCHEX, INC.3 years Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Recordkeeping | $14,227 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,571 | $105,200-27.2% | $159,474-52.0% | $85,847-10.8% |
| Participation rate | 94.2% | 75.8%+18.4pp | 82.8%+11.4pp | 69.3%+24.9pp |
| Annual return | 16.45% | 45.08%-28.6pp | 263.68%-247.2pp | 318.61%-302.2pp |
| Employer contribution / active EE | $2,060 | $3,319-37.9% | $4,831-57.4% | $2,565-19.7% |
| Participant deferral / active EE | $6,435 | $5,946+8.2% | $7,353-12.5% | $3,952+62.8% |
| Admin fee / account holder | $465 | $6,934-93.3% | $10,802-95.7% | $6,261-92.6% |