Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,569 | $91,536-16.4% | $130,062-41.1% | $75,177+1.9% |
| Participation rate | 58.3% | 71.5%-13.1pp | 78.5%-20.2pp | 67.2%-8.9pp |
| Annual return | 11.97% | -631.62%+643.6pp | -137.37%+149.3pp | 160.75%-148.8pp |
| Employer contribution / active EE | $678 | $2,845-76.2% | $4,322-84.3% | $2,671-74.6% |
| Participant deferral / active EE | $4,920 | $4,343+13.3% | $5,821-15.5% | $4,126+19.2% |
| Admin fee / account holder | $1,329 | $6,780-80.4% | $10,601-87.5% | $5,651-76.5% |