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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,139 | $176,120+70.4% | $159,487+88.2% | $167,553+79.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 17.80% | 331.95%-314.1pp | 263.71%-245.9pp | 478.89%-461.1pp |
| Employer contribution / active EE | $8,840 | $5,299+66.8% | $4,831+83.0% | $4,840+82.7% |
| Participant deferral / active EE | $9,231 | $7,752+19.1% | $7,354+25.5% | $6,343+45.5% |
| Admin fee / account holder | $8,983 | $12,561-28.5% | $10,804-16.9% | $12,316-27.1% |