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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,145 | $124,351-0.2% | $109,188+13.7% | $167,553-25.9% |
| Participation rate | 35.0% | 79.4%-44.4pp | 75.9%-40.9pp | 82.1%-47.1pp |
| Annual return | 11.60% | 26.04%-14.4pp | 25.76%-14.2pp | 478.89%-467.3pp |
| Employer contribution / active EE | $872 | $4,210-79.3% | $3,723-76.6% | $4,840-82.0% |
| Participant deferral / active EE | $2,920 | $5,257-44.5% | $4,654-37.3% | $6,343-54.0% |
| Admin fee / account holder | $0 | $7,975-100.0% | $6,755-100.0% | $12,316-100.0% |