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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,420 | $78,682+6.0% | $109,188-23.6% | $85,851-2.8% |
| Participation rate | 97.5% | 68.3%+29.2pp | 75.9%+21.6pp | 69.3%+28.2pp |
| Annual return | 16.28% | 25.09%-8.8pp | 25.76%-9.5pp | 318.63%-302.4pp |
| Employer contribution / active EE | $2,513 | $2,734-8.1% | $3,723-32.5% | $2,565-2.1% |
| Participant deferral / active EE | $5,389 | $3,468+55.4% | $4,654+15.8% | $3,952+36.3% |
| Admin fee / account holder | $4,608 | $5,470-15.7% | $6,755-31.8% | $6,261-26.4% |