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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,879 | $105,210-24.1% | $159,487-49.9% | $85,851-7.0% |
| Participation rate | 91.8% | 75.8%+16.0pp | 82.8%+8.9pp | 69.3%+22.5pp |
| Annual return | 19.85% | 45.08%-25.2pp | 263.71%-243.9pp | 318.63%-298.8pp |
| Employer contribution / active EE | $4,697 | $3,319+41.5% | $4,831-2.8% | $2,565+83.1% |
| Participant deferral / active EE | $8,901 | $5,946+49.7% | $7,354+21.0% | $3,952+125.2% |
| Admin fee / account holder | $756 | $6,934-89.1% | $10,804-93.0% | $6,261-87.9% |