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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,656 | $175,259-46.0% | $149,723-36.8% | $139,487-32.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 7.72% | 166.82%-159.1pp | 134.50%-126.8pp | 373.84%-366.1pp |
| Employer contribution / active EE | $6,162 | $5,478+12.5% | $4,821+27.8% | $4,755+29.6% |
| Participant deferral / active EE | $10,630 | $6,522+63.0% | $5,682+87.1% | $6,713+58.4% |
| Admin fee / account holder | $2,731 | $16,158-83.1% | $13,215-79.3% | $11,407-76.1% |