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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,369 | $142,409-61.8% | $119,634-54.6% | $134,545-59.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -18.87% | -12.46%-6.4pp | -14.98%-3.9pp | 418.37%-437.2pp |
| Employer contribution / active EE | $14,513 | $5,224+177.8% | $4,232+242.9% | $4,742+206.1% |
| Participant deferral / active EE | $9,271 | $6,468+43.3% | $5,601+65.5% | $6,401+44.8% |
| Admin fee / account holder | $1,495 | $13,594-89.0% | $10,329-85.5% | $11,431-86.9% |