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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,016 | $77,817-52.4% | $123,553-70.0% | $64,173-42.3% |
| Participation rate | 37.0% | 74.7%-37.7pp | 82.3%-45.3pp | 69.6%-32.5pp |
| Annual return | -6.50% | 12.49%-19.0pp | 119.21%-125.7pp | 7.63%-14.1pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,347 | $5,240-55.2% | $6,426-63.5% | $3,470-32.4% |
| Admin fee / account holder | $1,496 | $5,519-72.9% | $9,284-83.9% | $4,887-69.4% |