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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,796 | $148,623-73.2% | $135,974-70.7% | $139,466-71.5% |
| Participation rate | 81.8% | 83.9%-2.0pp | 81.9%-0.1pp | 80.3%+1.5pp |
| Annual return | 10.83% | 79.30%-68.5pp | 68.30%-57.5pp | 373.66%-362.8pp |
| Employer contribution / active EE | $1,800 | $5,246-65.7% | $4,859-63.0% | $4,754-62.1% |
| Participant deferral / active EE | $2,759 | $8,103-65.9% | $7,760-64.4% | $6,712-58.9% |
| Admin fee / account holder | $2,880 | $12,406-76.8% | $10,767-73.2% | $11,409-74.8% |