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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,376 | $76,090-39.1% | $96,569-52.0% | $71,476-35.1% |
| Participation rate | 74.6% | 74.4%+0.2pp | 76.0%-1.3pp | 67.9%+6.7pp |
| Annual return | 40.09% | 22.80%+17.3pp | 25.87%+14.2pp | 28.85%+11.2pp |
| Employer contribution / active EE | $2,470 | $2,247+9.9% | $2,965-16.7% | $2,589-4.6% |
| Participant deferral / active EE | $5,764 | $4,218+36.7% | $4,851+18.8% | $4,290+34.4% |
| Admin fee / account holder | $2,782 | $2,707+2.8% | $8,251-66.3% | $1,587+75.2% |