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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,993 | $81,476-50.9% | $102,383-60.9% | $80,925-50.6% |
| Participation rate | 93.3% | 66.8%+26.5pp | 74.5%+18.8pp | 67.7%+25.7pp |
| Annual return | 52.93% | 25.59%+27.3pp | 24.94%+28.0pp | 35.65%+17.3pp |
| Employer contribution / active EE | $3,046 | $3,105-1.9% | $3,870-21.3% | $2,756+10.5% |
| Participant deferral / active EE | $3,894 | $3,871+0.6% | $5,060-23.0% | $4,299-9.4% |
| Admin fee / account holder | $2,298 | $6,717-65.8% | $8,391-72.6% | $6,940-66.9% |