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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,376 | $176,105-95.8% | $159,474-95.4% | $167,536-95.6% |
| Participation rate | 71.4% | 85.0%-13.5pp | 82.8%-11.4pp | 82.1%-10.7pp |
| Annual return | 0.00% | 331.91%-331.9pp | 263.68%-263.7pp | 478.82%-478.8pp |
| Employer contribution / active EE | $1,822 | $5,299-65.6% | $4,831-62.3% | $4,839-62.3% |
| Participant deferral / active EE | $4,384 | $7,751-43.4% | $7,353-40.4% | $6,342-30.9% |
| Admin fee / account holder | $2,488 | $12,559-80.2% | $10,802-77.0% | $12,315-79.8% |