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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,478 | $175,259+52.0% | $149,723+78.0% | $139,487+91.0% |
| Participation rate | 92.9% | 83.4%+9.5pp | 78.8%+14.1pp | 80.3%+12.5pp |
| Annual return | 14.82% | 166.82%-152.0pp | 134.50%-119.7pp | 373.84%-359.0pp |
| Employer contribution / active EE | $8,441 | $5,478+54.1% | $4,821+75.1% | $4,755+77.5% |
| Participant deferral / active EE | $9,549 | $6,522+46.4% | $5,682+68.0% | $6,713+42.3% |
| Admin fee / account holder | $3,006 | $16,158-81.4% | $13,215-77.3% | $11,407-73.7% |