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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,701 | $172,111+93.9% | $150,298+122.0% | $137,256+143.1% |
| Participation rate | 94.7% | 81.7%+13.0pp | 77.8%+17.0pp | 80.0%+14.8pp |
| Annual return | 15.68% | 69.37%-53.7pp | 62.79%-47.1pp | 220.34%-204.7pp |
| Employer contribution / active EE | $7,229 | $4,636+55.9% | $4,154+74.0% | $4,156+73.9% |
| Participant deferral / active EE | $8,552 | $6,166+38.7% | $5,453+56.8% | $6,407+33.5% |
| Admin fee / account holder | $10,042 | $16,471-39.0% | $14,116-28.9% | $12,270-18.2% |