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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,962 | $100,938+69.4% | $90,461+89.0% | $158,982+7.5% |
| Participation rate | 87.5% | 75.0%+12.5pp | 72.7%+14.8pp | 82.0%+5.5pp |
| Annual return | 18.76% | 1727.20%-1708.4pp | 1294.76%-1276.0pp | 302.99%-284.2pp |
| Employer contribution / active EE | $1,373 | $3,691-62.8% | $3,264-57.9% | $4,763-71.2% |
| Participant deferral / active EE | $5,711 | $4,350+31.3% | $3,964+44.1% | $5,983-4.5% |
| Admin fee / account holder | $5,286 | $6,510-18.8% | $5,617-5.9% | $11,252-53.0% |