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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,912 | $91,198+5.2% | $178,503-46.3% | $79,856+20.1% |
| Participation rate | 98.5% | 69.2%+29.3pp | 81.9%+16.6pp | 69.6%+28.9pp |
| Annual return | 14.96% | 24.20%-9.2pp | 151.12%-136.2pp | 31.71%-16.7pp |
| Employer contribution / active EE | $4,204 | $3,257+29.1% | $5,011-16.1% | $2,471+70.1% |
| Participant deferral / active EE | $3,841 | $3,237+18.7% | $5,202-26.2% | $3,741+2.7% |
| Admin fee / account holder | $12,229 | $6,748+81.2% | $13,987-12.6% | $5,306+130.4% |