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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,999 | $81,358+30.3% | $155,556-31.9% | $80,959+30.9% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 11.10% | 33.39%-22.3pp | 64.84%-53.7pp | 35.67%-24.6pp |
| Employer contribution / active EE | $4,910 | $3,106+58.1% | $4,675+5.0% | $2,757+78.1% |
| Participant deferral / active EE | $4,829 | $3,455+39.8% | $5,631-14.2% | $4,300+12.3% |
| Admin fee / account holder | $17,146 | $7,994+114.5% | $15,885+7.9% | $6,925+147.6% |