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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,412 | $90,614-52.1% | $76,089-42.9% | $145,877-70.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 13.05% | 623.80%-610.7pp | 360.94%-347.9pp | 551.28%-538.2pp |
| Employer contribution / active EE | $6,287 | $3,324+89.1% | $2,690+133.7% | $4,663+34.8% |
| Participant deferral / active EE | $2,644 | $5,168-48.8% | $4,259-37.9% | $6,691-60.5% |
| Admin fee / account holder | $325 | $8,376-96.1% | $6,418-94.9% | $13,402-97.6% |