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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,701 | $106,864-66.6% | $147,318-75.8% | $82,637-56.8% |
| Participation rate | 71.8% | 75.5%-3.7pp | 82.1%-10.3pp | 68.1%+3.7pp |
| Annual return | 15.64% | 27.49%-11.9pp | 70.43%-54.8pp | 53.51%-37.9pp |
| Employer contribution / active EE | $2,455 | $3,417-28.1% | $4,593-46.5% | $2,552-3.8% |
| Participant deferral / active EE | $2,920 | $6,496-55.0% | $7,906-63.1% | $4,126-29.2% |
| Admin fee / account holder | $382 | $8,415-95.5% | $13,708-97.2% | $7,339-94.8% |