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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,596 | $106,280-88.1% | $96,538-87.0% | $139,487-91.0% |
| Participation rate | 68.8% | 77.8%-9.1pp | 74.3%-5.6pp | 80.3%-11.6pp |
| Annual return | 37.06% | 38.48%-1.4pp | 35.74%+1.3pp | 373.84%-336.8pp |
| Employer contribution / active EE | $2,412 | $4,107-41.3% | $3,740-35.5% | $4,755-49.3% |
| Participant deferral / active EE | $3,348 | $5,457-38.6% | $4,880-31.4% | $6,713-50.1% |
| Admin fee / account holder | $604 | $7,888-92.3% | $6,737-91.0% | $11,407-94.7% |