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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,560 | $82,678-29.2% | $125,391-53.3% | $68,490-14.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -19.98% | -5.97%-14.0pp | 572.41%-592.4pp | -7.85%-12.1pp |
| Employer contribution / active EE | $4,490 | $3,382+32.8% | $4,816-6.8% | $2,597+72.9% |
| Participant deferral / active EE | $4,331 | $6,111-29.1% | $7,448-41.8% | $4,028+7.5% |
| Admin fee / account holder | $2,224 | $6,277-64.6% | $10,009-77.8% | $5,403-58.8% |