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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,242 | $176,120-48.2% | $159,487-42.8% | $167,553-45.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 8.74% | 331.95%-323.2pp | 263.71%-255.0pp | 478.89%-470.2pp |
| Employer contribution / active EE | $10,978 | $5,299+107.2% | $4,831+127.2% | $4,840+126.8% |
| Participant deferral / active EE | $3,913 | $7,752-49.5% | $7,354-46.8% | $6,343-38.3% |
| Admin fee / account holder | $6,456 | $12,561-48.6% | $10,804-40.2% | $12,316-47.6% |