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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,662 | $49,897+77.7% | $80,648+9.9% | $75,177+17.9% |
| Participation rate | 6.3% | 55.3%-49.0pp | 67.0%-60.7pp | 67.2%-60.9pp |
| Annual return | 18.32% | 34.68%-16.4pp | 937.21%-918.9pp | 160.75%-142.4pp |
| Employer contribution / active EE | $294 | $1,699-82.7% | $2,724-89.2% | $2,671-89.0% |
| Participant deferral / active EE | $784 | $2,992-73.8% | $4,443-82.4% | $4,126-81.0% |
| Admin fee / account holder | $1,358 | $3,579-62.1% | $5,382-74.8% | $5,651-76.0% |