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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,900 | $138,076-86.3% | $123,553-84.7% | $135,380-86.0% |
| Participation rate | 73.7% | 84.7%-11.1pp | 82.3%-8.6pp | 82.6%-9.0pp |
| Annual return | -3.40% | 153.70%-157.1pp | 119.21%-122.6pp | 519.81%-523.2pp |
| Employer contribution / active EE | $1,555 | $5,152-69.8% | $4,628-66.4% | $4,779-67.5% |
| Participant deferral / active EE | $5,095 | $6,800-25.1% | $6,426-20.7% | $5,609-9.2% |
| Admin fee / account holder | $517 | $10,917-95.3% | $9,284-94.4% | $10,828-95.2% |